Now, nobody’s saying you’re a reckless driver. You can be the safest surest driver in the world and can still be involved in road mishaps.
The worst part about not expecting accidents to happen is not being prepared when they do.
Most of the time, people don’t even know what they’re supposed to do if ever a car accident happens to them, especially young and new drivers.
What’s really important is to get yourself together and remember to do these steps:
- Check for any injuries inflicted on people inside your car
People’s safety is always the top concern. Of course, you have to check yourself first because you can’t proceed if you are heavily injured.
Next, you need to check on your passengers if you have any because they might need immediate medical attention. If you have a first aid kit stashed in your car, then this is the time to use it. If the injuries inflicted on you or any of your passengers can be treated with items in your first aid kit, then treat them right away. Do not forget to disinfect with alcohol before touching any open wounds.
If you or any of your passengers need to go to the hospital right away, seek help or call an ambulance. The Philippines now have a national emergency hotline, 911, for situations such as this.
- Have the police present
If there are police present in the vicinity, get their attention in order to settle the incident. If there are none, call them. Again, the national emergency number, 911, will come in handy in these kinds of situations.
The police can help in settling any arguments that may arise with other drivers involved in the accident. They can also help in doing the necessary steps needed afterwards, such as filing for a police blotter or a police report.
- Call your insurer and lawyer
You need a lawyer to help you with any settlements and so that you will know exactly what to do to avoid any further problems, especially with the other driver involved.
You also need to inform your car insurance company about the incident. Be very clear about everything that happened and tell them exactly how it occurred. If you leave out or fabricate any detail, you can have trouble getting your claim so just be honest.
- Document the incident
It is important to gather evidence and proof in the scene of the accidents that will protect you from any discrepancies in the stories of witnesses or the other party.
Take photos, videos, or any sort of proof you can get your hands on. This will serve as your evidence when you’re trying to get your claim or if the other driver decides to escalate the situation to court.
At the same time, these will also serve as your proof when you make a claim in your car insurance. If you provide good proof, they will give you the claim that you deserve to ensure that your car will get the proper repairs.
Just because you got into a car accident, doesn’t automatically make you a bad driver. But of course, every driver should always drive safely and lawfully. So in case this unfortunate situation happens to you, it’s best to have your documents always safely filed in the compartment of your car.
Also, always have a first aid kit in your car. Basic first aid kits contain the following:
- Wrap bandages
- Bandages in different sizes
- Bandage stips
- Sterile Bandages
- Different sizes of roller gauze
- Cotton balls
- Cotton swabs
- Different sizes of plastic bags
- Hand sanitizer
- Antibiotic ointment
- Povidone Iodine
- Instant cold packs
To make yourself feel more secure on the road, always be prepared. More than the physical preparations, such as the first aid kit and the documents, you must also be prepared for the financial aftermath that accidents can bring. This is where car insurance comes in.
Look for an insurance company that can give you the kind of assistance you need, provide you with options you can work with, and sincerely cares about your safety on the road. MAPFRE INSULAR is set out to fulfill this task with you.
For more information on how you can be assured that you’re always safe on the road, visit www.mapfre.com.ph now and get a free quote!